Adoption Alert! NANO to be used by Boots UK EE Co-op and Procter & Gamble and Oxford Saïd Business School etc and will also be supported by MasterCard Crypto payments
[/r/nanocurrency] Adoption Alert! NANO to be used by Boots UK EE Co-op and Procter & Gamble and Oxford Saïd Business School etc and will also be supported by MasterCard Crypto payments
Hi, Throwaway for obvious reasons, I wanted some advice on where I stand legally as a UK resident. I have a crypto game where you can gable for crypto currency, its provably fair, has 0 house edge and I take a % fee on winnings. The set up - The UK and US will be Geo location blocked, it will be hosted with either OVH in France or AWS in a non UK/US region. Questions; Where do I stand with UK gambling laws if I do not serve UK customers, and do not host the application in the UK, but develop the application in the UK? Where do I stand with UK tax in regards to declaring profit earn in Crypto? What legal issues will I face just putting this online, with the set up mentioned above? Thank you in advance.
Financial Conduct Authority (UK) warns online retail trader companies against offering margin gambling on dodgy cryptos. "The price volatility of the asset comes with significant risks to retail investors."
UK FI blogger posts from the last 7 days or since last cut off ;)
Continue the discussion below, any post from the list grabbed your attention this week, made an impression within the context of FIRE, maybe presented additional questions or an opportunity for further discussion here.
Reddit app allows sideways navigation to view across the tableList is ordered by published date, blogs are not ranked,if you like one of this weeks blog posts talk about it below, let the community know, no promoting of your own blog. FIREUK Survey 2020 Results + Discussion
I want to share my story as a kind of therapy, and maybe talk to someone
30 years old. I have had a gambling problem since childhood when I used to bet on penny slots (we call them fruit machines in the UK). My gambling problem was especially bad when I was a student, where I'd go through short booms then long busts every time I got my student loans, and had to live by shoplifting, sometimes for months at a time. I was a member of two different GA groups in the UK although I never actually stopped gambling for very long. If I am totally honest with myself I think I have never been more eight-ten months without gambling, since I was a teenager. I had to leave the UK for my work in 2014, and now I live in Asia. I am very lucky that I work very hard, am good at my job, and I have a huge disposable income. I am able to save 50-70 percent of the money I make in a month now. Unfortunately since I left the UK I still managed to gamble away maybe 2/3rds of the money I save, every time I fall back into gambling. In 2021 I got involved in cryptocurrency, although this led to more gambling. I was able to run up a sizable sum, although I lost half of it one night playing games drunk. I decided to YOLO into Gamestop stocks hoping by a miracle I would make back the amount I lost, and what do you know? I actually did. I could have cashed out back at my highest peak (still down by 100k or more lifetime, but ahead by a few thousand this year and that is what is important, right?) But being the gambler I am I let it ride and didn't sell my GME investment until it was only worth slightly less than what I paid for it. I feel terrible as at one point I was up almost five figures but that still wasn't enough for me. Between that and the gambling in crypto (like actual gambling, online casinos, not just holding BTC), I lost 25% of my network since December. It is the equivilant of almost a years worth of savings for me, assuming I went a whole year without gambling, which I never have done. So it is quite a blow. This time I really want to turn a new leaf. I always try to remember how grateful I am that I have such good opportunities, that I can make and save so much money. I want to try and become the person I should have been if I never ever gambled... although who knows what that would be like? The good news is; I have no debt or dependents. I have a good job. I still have a lot of money in the bank, a lot of food in the fridge. In practical terms the amount I gambled in the last two months doesn't change my life at all (which is what makes it so illogical). The hurdles are: 1) I live alone. 2) I have no family and very few friends around me. 3) I am constantly isolated and bored. Except for New Years Eve I havent seen anyone outside of my work in almost two months. 4) I live in a country with very little English support, no GA meetings, nothing like that. 5) Because of my living situation cutting off my access to money is impossible. 6) I have never been able to find any anti-gambling software I couldn't find my way around. Like I said I spent time in GA so I know all the wisdom and sayings. I know what I should do but I want to get better and I want to share that with someone. I have been considering going to a doctor to try and get anti-depressants or something? But I don't know if I am depressed and keep lapsing into gambling because I'm depressed, or just temporarily depressed because of the money I lost. You know how it is? After a long gambling binge it is very hard to go back to normal life and normal feelings. I would like to talk to somebody. If anybody has time. I wanna remember this and share this. I am one day without a bet. Thanks for listening.
Get rich or Die Trying Series part 2: 'tard bugalo ($SCR/$TSCRF)
howdy 'tardettes! The Score Media and Gaming Incorporated $SCR in Canada, $TSCRF in USA So I have spent the last week looking for potential meme stocks as a personal project, trying specifically to avoid weedstocks or crypto. Again I am not a finance guy just like trying to guess the future and politics. AKA i am a retard. Anyways, as mentioned previously i want a meme stock in a popping/hot to talk about industry with about a year of 'fluff or good news' to prop up the stock price. Then i came across this post https://old.reddit.com/wallstreetbets/comments/ld8dsi/score_media_and_why_its_a_massive_candidate_for_a/ I am Canadian. I know Score Media and they were one of, if not the biggest sports tv channels before they sold that part of their business to Rogers a couple years ago (Rogers and Bell run our media in Canada) But they kept their website and phone application. Still the go to sports app for ppl in Canada and huge name recognition. I had no idea the gvmt was planning to vote to legalize single wagering sports betting. I know how big this market is as all my friends gamble on sports using bet365 which i think is based in the UK. This is the same gvmt who legalized weed federally and led that change in policy around the world. During Corona when deficits are high and the morale police in society are likely at all time low would Justin Trudeau turn down this source of $$? (also important to note for American friends, he currently has majority gvmt so should be able to pass anything he wants) Then when you find out Penn gaming is invested and this likely has support across the political aisle safe to say after seeing what is happened with DKNG my interest was PIQUED anyways clearly the cons are that this stock is at a its all time high and i dont want to buy at the top of a pump. that said yolo and i threw $2k on friday. This stock is planning to list on NYSE in the future and the bet is that the law legalizing will pass which I personally believe is a no brainer but will have to do further research. If this passes, and Penn just straight up buys them out and they list on the NYSE this thing could turn into a huge powerhouse. And, as the degenerate gamblers that we are, dont we really only care about getting into a MEME stock much earlier than the stampede?? Thoughts? Ideas for other MEME stocks? Lets get this hive mind going my tardorinossssss **Update. To note, i see this play as very similar to the play up to legalization that some of you might remember back with some Canadian licensed producer. Investors are waiting on a vote/change in gvmt policy, the company is primed to take advantage of this new potential regulatory change, there is already a huge market guaranteed, and the TSX/canadian market specifically is used to this play and is uniquely primed to pump one of their own meme stocks (see either any weed LP, or shopify for this example) **** Update the mods deleted my final update, even though i was just trying to bring some life to this sub and its not like i am some crazy promoter, my sub has 100 ppl lol. Sorry for providing content on your sub and trying to generate some life and take advantage of that opportunity we had after the GME thing went down. Instead, the count has stayed at 2500-2700 for a week with no posts or interesting conversation while others have thrived. Please feel free to visit and join our experiment at /gamblingstocks this is the link i tried to post here: https://old.reddit.com/retardbets/comments/lffews/get_rich_or_die_trying_series_part_3_is_the_the/
30 years old. I have had a gambling problem since childhood when I used to bet on penny slots (we call them fruit machines in the UK). My gambling problem was especially bad when I was a student, where I'd go through short booms then long busts every time I got my student loans, and had to live by shoplifting, sometimes for months at a time. I was a member of two different GA groups in the UK although I never actually stopped gambling for very long. If I am totally honest with myself I think I have never been more eight-ten months without gambling, since I was a teenager. I had to leave the UK for my work in 2014, and now I live in Asia. I am very lucky that I work very hard, am good at my job, and I have a huge disposable income. I am able to save 50-70 percent of the money I make in a month now. Unfortunately since I left the UK I still managed to gamble away maybe 2/3rds of the money I save, every time I fall back into gambling. In 2021 I got involved in cryptocurrency, although this led to more gambling. I was able to run up a sizable sum, although I lost half of it one night playing games drunk. I decided to YOLO into Gamestop stocks hoping by a miracle I would make back the amount I lost, and what do you know? I actually did. I could have cashed out back at my highest peak (still down by 100k or more lifetime, but ahead by a few thousand this year and that is what is important, right?) But being the gambler I am I let it ride and didn't sell my GME investment until it was only worth slightly less than what I paid for it. I feel terrible as at one point I was up almost five figures but that still wasn't enough for me. Between that and the gambling in crypto (like actual gambling, online casinos, not just holding BTC), I lost 25% of my network since December. It is the equivilant of almost a years worth of savings for me, assuming I went a whole year without gambling, which I never have done. So it is quite a blow. This time I really want to turn a new leaf. I always try to remember how grateful I am that I have such good opportunities, that I can make and save so much money. I want to try and become the person I should have been if I never ever gambled... although who knows what that would be like? The good news is; I have no debt or dependents. I have a good job. I still have a lot of money in the bank, a lot of food in the fridge. In practical terms the amount I gambled in the last two months doesn't change my life at all (which is what makes it so illogical). The hurdles are: 1) I live alone. 2) I have no family and very few friends around me. 3) I am constantly isolated and bored. Except for New Years Eve I havent seen anyone outside of my work in almost two months. 4) I live in a country with very little English support, no GA meetings, nothing like that. 5) Because of my living situation cutting off my access to money is impossible. 6) I have never been able to find any anti-gambling software I couldn't find my way around. Like I said I spent time in GA so I know all the wisdom and sayings. I know what I should do but I want to get better and I want to share that with someone. I have been considering going to a doctor to try and get anti-depressants or something? But I don't know if I am depressed and keep lapsing into gambling because I'm depressed, or just temporarily depressed because of the money I lost. You know how it is? After a long gambling binge it is very hard to go back to normal life and normal feelings. I would like to talk to somebody. If anybody has time. I wanna remember this and share this. I am one day without a bet. Thanks for listening.
Going from cyptocurrency --> cash (£) in the bank?
Hey guys, Sorry about my non-existent level of expertise. I'm a scientist at heart, but am excited to learn about this crazy world! I realise messing around with crypto in my position is like gambling, but I've had to jump on the Doge trend and buy myself a little chunk for fun. I've familiarised myself with the Binance app (am in the UK), but, having no real knowledge of trading/etc., I am struggling to find a clear answer on how to actually sell crypto quickly for cash that can be deposited in my bank. Say Doge shoots up and I want to sell quickly, is that something I can do on the Binance Lite platform with the push of a button? Or, do I need to do some more complicated P2P trading? If so, does that require having to wait for someone to want my crypto, or is it p much guaranteed that you can cash out when you want? I'm very willing to educate myself on this, but I want to avoid complexities as this is just something fun for me. Ideally, I'd want to avoid having to exchange for additional intermediary currencies etc. - even if it means being hit by a small fee, I'd ideally just sell for £ if that is at all possible (and also avoid other apps). Thanks :) PS. You'll all free to laugh at my potential naivete!
Hi, everyone! Over the last few weeks/months I've been trying to get my finances in order, started to follow the flowchart, build an emergency fund, paying attention to my pension and other ways of investing. I'd like to know how you think I am doing, what would you change or think can be improved. At the moment my situation is (long post ahead): Income: I'm 32, currently earning £55000 per year with an annual bonus of 10%. Take-home pay is around £3100 monthly. Student loan on plan 2 currently at around £51000. Renting a room in Central London for around £800. I'm a European national with settled status and although I'm not 100% sure I'll stay in the UK forever, I'm not planning on moving away for the foreseeable future. --------------------------------------- Savings and investments:
Emergency fund: £5000 in premium bonds. I'm thinking of bumping it up to £8000 just in case, but as I don't drive and don't own a house I don't expect any surprise expending.
Pension: Currently contributing 5% matched by my employer. I asked a week ago here about increasing the contribution and I will do it when my company allows it (can only be done once a year). Its current value is £4500, and I just asked for two previous pensions to be merged with my current one (another £2000). I know is very little for my age, I've been neglecting for so long. I have a question here which is, according to the flowchart, if my pension provider fees are >0.5%, open a SIPP. The fees on my pension are 0.75%, however, my pension is salary sacrifice. I'm not sure whether I could still benefit from it if I were to open a SIPP?
S&S ISA: I just opened an S&S ISA with Vanguard after reading a lot here (thanks guys). Currently, it only holds £500 on the S&P 500 (VUSA). I'd like to make monthly contributions of around £1000 to different funds, I'm currently looking at different options, but any help is appreciated. (I've read about the 5 years rule and I'm okay with leaving the money there for the time being).
Crypto: Yes, I know. The money I invested there is money I didn't need back then and I'm willing to lose it. At the moment is around £6000, and I'll be selling it soon (before the 1st of April). I'll be reinvesting that money in my S&S ISA.
Other savings: Around £10000 sitting on an HSBC account. I'll probably put an extra £3000 to £5000 in premium bonds and invest the rest on my ISA once I research some more funds.
Other things I am considering investing/saving in:
SAYE: My company runs a SAYE scheme where I could put up to £500 every month for a minimum of 3 years up to a maximum of 5 with up to a 20% discount. At the end of the period, I can choose to either buy the shares at the prices I'll be given or simply get my money back, so no problems getting less than I invested.
General investment account: As soon as Trading 212 allows new registrations, I'll create a GIA for individual stocks. This will be more of a gamble, but I will not be putting a lot of money anyway.
Side hustle: as a software engineer I'm looking at different ways of getting some sort of passive income. I'm starting to plot a few ideas. All money I could get here I'd reinvest on my ISA and GIA.
Reward credit cards: I'll be making a few large purchases in the next few months, so I'll probably want to get a rewards credit card. I'm currently looking at the AMEX Gold Card, which will give an extra boost of points for spending £3000 in the first 3 months.
--------------------------------------- Goals
Home purchase: As much as I'd love to own a house or flat, living in London and being single makes it really hard. All of my life is in Central London (friends, workplace...) so I'm not really looking to move far away from it, and definitely not out of London. I've been taking a look at the LISA, but I don't think it'll be worth for a house purchase, and I'm not really keen on leaving the money there until retirement. After 5 years or so, I'll see how my ISA investments are doing and perhaps rethink this again.
Other than that, not much really other than going on holidays (when Covid permits), and some fun money for going out and tech stuff.
Thanks in advance everyone who can give some ideas about how to properly manage/invest my money :)
With CES 2021 starting next week, I thought a short post on trends that would generate some interesting reading material for tech enthusiasts on various subreddits. Firstly, whenever AMD stays on the same node for their CPUs, the normal retail strategy will be killed off to meet datacentre purchases of server CPUs. This is to say, datacentre CPU certifications and validations process from system integrators can take up to 6 months! Whilst retail certification and validation is about AMD’s own retail warranty scheme; they can launch very quickly in comparison to the datacentre. Zen 2 is on 7nm and Zen 3 is on 7nm, which cause a lot scheduling issues to meet demand. For Zen 2 there is a schedule of datacentre business needed to be fulfilled into Q1 2021. Zen3 in the datacentre as a lot of delayed orders, whilst a lot of third-party companies are still doing their own certifications and validations for their datacentre products. Consequently, you have the current staggered Zen 3 launch, with most popular retail SKUs missing from release: like the Ryzen 7 5700X and Ryzen 5 5600. Secondly, the Zen 2 production is shutting down as we approach the full Zen 3 validation and certification status, which causes the outgoing generation to see prices rises as supply of it diminishes. As a trend, for CPUs, Zen 2 will disappear rapidly, and 2nd hand product prices may remain strong for current owners over the next few years as it is the optimal upgrade for X370 and B350 chipset motherboards. Another trend, with certification and validation for the datacentre completed there will be a fuller release of the most popular retail SKUs for Ryzen in Q1 2021. The final trend is Zen 4 will not be a repeat of Zen 3, since Zen 4 will be on a different node and their will be a normal retail strategy for that product launch. The main issues for GPU gaming supply in 2020 was undoubtable caused by an uptick in demand in places like China and the surrounding nations where the factories for making gaming GPUs are located. Should purchases go up by a mere 10%, in the nation’s closest to the factories, it will cause a shortage of supply by 10% for those unlucky consumers at end of the shipping lanes! Looking at sold units at Mindfactory.de from 4 weeks in July versus 4 weeks December there is a clear shortfall in units being sold to consumers due to supply shortages at the end of the shipping lane. 4 Weeks July Radeon Units 3930 = 100% December Radeon Units 3590 = 91.13%, -8.65 July Nvidia Units 7630 Units = 100% December Nvidia 6755 Units = 88.53%, -11.47 Obviously, sales are up by 10% in Asian countries closest to the factories and sales are down by 10% in places at end of shipping lanes (far away from those factories). That is the trade off, for getting gaming GPUs on average at lower prices normally, but it is at the risk that those closest to factories will be better off should demand for those products spike anywhere. Despite the recent climbs in crypto-currency prices and recent jump in Ethereum values; claims about another mining boom are largely unfounded. It is true Ethereum has reached $1235 per 1Eth, which is close to its peak value in 2018 of $1359 per 1Eth. However, since 2018, the Ethereum Network has reduced block rewards given to miners from 5Eth to 2Eth per solution found. In effect, miners would need to gamble on a runaway price escalation up to $2174 per 1Eth to start another GPU buying frenzy. However, there has been an obsoleting Bitmain’s ASIC hardware for Ethereum mining, that has necessitated the purchase of new GPUs by various crypto-currency organisations from October 2020 onwards. Furthermore, 4GB gaming GPUs are expected to fully disappear from the Ethereum network soon and again those are currently being replaced. The Radeon Division has already announced they will be shipping semi-defective Navi10 GPU dies in Q1 2021. Nvidia has disclosed they sold G102 products to crypto-currency mining organisations in 2020. These kinds of sales do occur on regular basis, but it appears Nvidia and Radeon would prefer the bulk of orders to go directly to them e.g., bypassing the retail segments. It is public information that Radeon is going to be fully transitioning from RDNA1 to RDNA2 products for OEMs and Notebooks segments. Therefore, these products are expected to see rapid replacements; RX 5500M, RX 5300M, OEM RX 5500, Retail RX 5500XT. They are tied into Apple and OEM contracts and I am expecting some sort of CES 2021 announcement about these entry level products. The 2nd batch of products tied into contracts is the RX 5600M, OEM RX 5600 and Retail RX 5600XT, hopefully these should get launched after CES 2021. Finally, RX 6700 and RX 6700XT may not get announced at CES 2021, since AMD and AIBs may wish to sell as many RX 6800 Series GPUs as possible prior nerfing NAVI21 sales with the RX 6700 Series. There does appear to be steady flow of Navi21 Series GPUs into Mindfactory.de and I have had quite a few opportunities to buy an overpriced Navi21 gaming GPU in the UK now (about £230 over MSRP). As a positive trend from the past, the Radeon Division has been able to raise production of gaming GPUs by 20% in a single year to meet higher demand and 8% the following year, again to meet higher demand. Therefore, once Radeon gets past its new product launch dates and has depleted its old inventory there is a strong expectation of better unit volumes at retailers. On the Nvidia side, looking at the salvaged GPU die proportion from retail sales data for GA104 products; the current rate of salvaged products is 27.5% being RTX 3060 Tis versus the full product proportion being RTX 3070s at 72.5% (Mindfactory.de). This is part of Nvidia’s push to get more GPU dies products to AIBs, I expect the trend of salvaged GPUs die products to proliferate for Nvidia this year. This will be a necessary step, since rebuilding inventory levels will be restricted by the need to launch a full range of Notebook products by Q2 2021. Notebook system integrators do purchase huge volumes of GPU dies over the course of two quarters! Therefore, I do expect a lot of salvaged GPU dies products for the custom DIY segment over 2021 will be Nvidia’s main method of managing inventory tightness! But, as with all salvaged GPU die products their supply will be unreliable in higher volume. Unfortunately, for consumers Nvidia and Radeon have seen a spike in demand whilst both companies are in the middle of new product launches and the depletion of their older inventory. When Radeon has completed its new product launches, it is expected they will be more focused on meeting the higher demand for gaming GPUs. Lastly, Intel will be launching new CPU generation (Tiger Lake) and entering the discrete gaming GPU (Xe) segment this year, but Intel has the best marketing minds in the world, and everyone will be impressed with both products. Notes. I have created a Subreddit with my Reddit Posts RadeonGPUs, which is open for Redditors to do their own Posts as well, please consider subscribing should you find the Posts there helpful or interesting!
With CES 2021 starting next week, I thought a short post on trends that would generate some interesting reading material for tech enthusiasts on various subreddits. Firstly, whenever AMD stays on the same node for their CPUs, the normal retail strategy will be killed off to meet datacentre purchases of server CPUs. This is to say, datacentre CPU certifications and validations process from system integrators can take up to 6 months! Whilst retail certification and validation is about AMD’s own retail warranty scheme; they can launch very quickly in comparison to the datacentre. Zen 2 is on 7nm and Zen 3 is on 7nm, which cause a lot scheduling issues to meet demand. For Zen 2 there is a schedule of datacentre business needed to be fulfilled into Q1 2021. Zen3 in the datacentre as a lot of delayed orders, whilst a lot of third-party companies are still doing their own certifications and validations for their datacentre products. Consequently, you have the current staggered Zen 3 launch, with most popular retail SKUs missing from release: like the Ryzen 7 5700X and Ryzen 5 5600. Secondly, the Zen 2 production is shutting down as we approach the full Zen 3 validation and certification status, which causes the outgoing generation to see prices rises as supply of it diminishes. As a trend, for CPUs, Zen 2 will disappear rapidly, and 2nd hand product prices may remain strong for current owners over the next few years as it is the optimal upgrade for X370 and B350 chipset motherboards. Another trend, with certification and validation for the datacentre completed there will be a fuller release of the most popular retail SKUs for Ryzen in Q1 2021. The final trend is Zen 4 will not be a repeat of Zen 3, since Zen 4 will be on a different node and their will be a normal retail strategy for that product launch. The main issues for GPU gaming supply in 2020 was undoubtable caused by an uptick in demand in places like China and the surrounding nations where the factories for making gaming GPUs are located. Should purchases go up by a mere 10%, in the nation’s closest to the factories, it will cause a shortage of supply by 10% for those unlucky consumers at end of the shipping lanes! Looking at sold units at Mindfactory.de from 4 weeks in July versus 4 weeks December there is a clear shortfall in units being sold to consumers due to supply shortages at the end of the shipping lane. 4 Weeks July Radeon Units 3930 = 100% December Radeon Units 3590 = 91.13%, -8.65 July Nvidia Units 7630 Units = 100% December Nvidia 6755 Units = 88.53%, -11.47 Obviously, sales are up by 10% in Asian countries closest to the factories and sales are down by 10% in places at end of shipping lanes (far away from those factories). That is the trade off, for getting gaming GPUs on average at lower prices normally, but it is at the risk that those closest to factories will be better off should demand for those products spike anywhere. Despite the recent climbs in crypto-currency prices and recent jump in Ethereum values; claims about another mining boom are largely unfounded. It is true Ethereum has reached $1235 per 1Eth, which is close to its peak value in 2018 of $1359 per 1Eth. However, since 2018, the Ethereum Network has reduced block rewards given to miners from 5Eth to 2Eth per solution found. In effect, miners would need to gamble on a runaway price escalation up to $2174 per 1Eth to start another GPU buying frenzy. However, there has been an obsoleting Bitmain’s ASIC hardware for Ethereum mining, that has necessitated the purchase of new GPUs by various crypto-currency organisations from October 2020 onwards. Furthermore, 4GB gaming GPUs are expected to fully disappear from the Ethereum network soon and again those are currently being replaced. The Radeon Division has already announced they will be shipping semi-defective Navi10 GPU dies in Q1 2021. Nvidia has disclosed they sold G102 products to crypto-currency mining organisations in 2020. These kinds of sales do occur on regular basis, but it appears Nvidia and Radeon would prefer the bulk of orders to go directly to them e.g., bypassing the retail segments. It is public information that Radeon is going to be fully transitioning from RDNA1 to RDNA2 products for OEMs and Notebooks segments. Therefore, these products are expected to see rapid replacements; RX 5500M, RX 5300M, OEM RX 5500, Retail RX 5500XT. They are tied into Apple and OEM contracts and I am expecting some sort of CES 2021 announcement about these entry level products. The 2nd batch of products tied into contracts is the RX 5600M, OEM RX 5600 and Retail RX 5600XT, hopefully these should get launched after CES 2021. Finally, RX 6700 and RX 6700XT may not get announced at CES 2021, since AMD and AIBs may wish to sell as many RX 6800 Series GPUs as possible prior nerfing NAVI21 sales with the RX 6700 Series. There does appear to be steady flow of Navi21 Series GPUs into Mindfactory.de and I have had quite a few opportunities to buy an overpriced Navi21 gaming GPU in the UK now (about £230 over MSRP). As a positive trend from the past, the Radeon Division has been able to raise production of gaming GPUs by 20% in a single year to meet higher demand and 8% the following year, again to meet higher demand. Therefore, once Radeon gets past its new product launch dates and has depleted its old inventory there is a strong expectation of better unit volumes at retailers. On the Nvidia side, looking at the salvaged GPU die proportion from retail sales data for GA104 products; the current rate of salvaged products is 27.5% being RTX 3060 Tis versus the full product proportion being RTX 3070s at 72.5% (Mindfactory.de). This is part of Nvidia’s push to get more GPU dies products to AIBs, I expect the trend of salvaged GPUs die products to proliferate for Nvidia this year. This will be a necessary step, since rebuilding inventory levels will be restricted by the need to launch a full range of Notebook products by Q2 2021. Notebook system integrators do purchase huge volumes of GPU dies over the course of two quarters! Therefore, I do expect a lot of salvaged GPU dies products for the custom DIY segment over 2021 will be Nvidia’s main method of managing inventory tightness! But, as with all salvaged GPU die products their supply will be unreliable in higher volume. Unfortunately, for consumers Nvidia and Radeon have seen a spike in demand whilst both companies are in the middle of new product launches and the depletion of their older inventory. When Radeon has completed its new product launches, it is expected they will be more focused on meeting the higher demand for gaming GPUs. Lastly, Intel will be launching new CPU generation (Tiger Lake) and entering the discrete gaming GPU (Xe) segment this year, but Intel has the best marketing minds in the world, and everyone will be impressed with both products.
I have read some truly wonderful stories on this forum about how crypto has changed peoples lives, well I must admit it has with me aswell. I live in the UK and before the end of September I had been in the same finance sales role for 8 years. (Was great pay, but work hard and play hard).. I ended up spending most my money on drugs, gambling and alchohol. Furlough hit the UK in March, my wage was cut to the maximum level (£1900 after tax).. my drug, gambling and alcohol addiction was around £1000 a month and was ruining my health and relationship with my other half. The end of August I have no savings, no disposable income and a raging drug addiction. I decide enough is enough and ban myself from all gambling websites, I have always been interested in stocks and crypto so invest some money into them. I have an addictive personality obviously so any money I would spend on drugs or drink I put into shares or crypto. End of September I lose my job, I end up thankfully finding a new job for amazon, this means monthly drug tests so I now can't take drugs. More money for crypto. I now spend my evenings researching stocks and crypto currency rather than snorting lines and betting on black. Cheers crypto. Peace.
With CES 2021 starting next week, I thought a short post on trends that would generate some interesting reading material for tech enthusiasts on various subreddits. Firstly, whenever AMD stays on the same node for their CPUs, the normal retail strategy will be killed off to meet datacentre purchases of server CPUs. This is to say, datacentre CPU certifications and validations process from system integrators can take up to 6 months! Whilst retail certification and validation is about AMD’s own retail warranty scheme; they can launch very quickly in comparison to the datacentre. Zen 2 is on 7nm and Zen 3 is on 7nm, which cause a lot scheduling issues to meet demand. For Zen 2 there is a schedule of datacentre business needed to be fulfilled into Q1 2021. Zen3 in the datacentre as a lot of delayed orders, whilst a lot of third-party companies are still doing their own certifications and validations for their datacentre products. Consequently, you have the current staggered Zen 3 launch, with most popular retail SKUs missing from release: like the Ryzen 7 5700X and Ryzen 5 5600. Secondly, the Zen 2 production is shutting down as we approach the full Zen 3 validation and certification status, which causes the outgoing generation to see prices rises as supply of it diminishes. As a trend, for CPUs, Zen 2 will disappear rapidly, and 2nd hand product prices may remain strong for current owners over the next few years as it is the optimal upgrade for X370 and B350 chipset motherboards. Another trend, with certification and validation for the datacentre completed there will be a fuller release of the most popular retail SKUs for Ryzen in Q1 2021. The final trend is Zen 4 will not be a repeat of Zen 3, since Zen 4 will be on a different node and their will be a normal retail strategy for that product launch. The main issues for GPU gaming supply in 2020 was undoubtable caused by an uptick in demand in places like China and the surrounding nations where the factories for making gaming GPUs are located. Should purchases go up by a mere 10%, in the nation’s closest to the factories, it will cause a shortage of supply by 10% for those unlucky consumers at end of the shipping lanes! Looking at sold units at Mindfactory.de from 4 weeks in July versus 4 weeks December there is a clear shortfall in units being sold to consumers due to supply shortages at the end of the shipping lane. 4 Weeks July Radeon Units 3930 = 100% December Radeon Units 3590 = 91.13%, -8.65 July Nvidia Units 7630 Units = 100% December Nvidia 6755 Units = 88.53%, -11.47 Obviously, sales are up by 10% in Asian countries closest to the factories and sales are down by 10% in places at end of shipping lanes (far away from those factories). That is the trade off, for getting gaming GPUs on average at lower prices normally, but it is at the risk that those closest to factories will be better off should demand for those products spike anywhere. Despite the recent climbs in crypto-currency prices and recent jump in Ethereum values; claims about another mining boom are largely unfounded. It is true Ethereum has reached $1235 per 1Eth, which is close to its peak value in 2018 of $1359 per 1Eth. However, since 2018, the Ethereum Network has reduced block rewards given to miners from 5Eth to 2Eth per solution found. In effect, miners would need to gamble on a runaway price escalation up to $2174 per 1Eth to start another GPU buying frenzy. However, there has been an obsoleting Bitmain’s ASIC hardware for Ethereum mining, that has necessitated the purchase of new GPUs by various crypto-currency organisations from October 2020 onwards. Furthermore, 4GB gaming GPUs are expected to fully disappear from the Ethereum network soon and again those are currently being replaced. The Radeon Division has already announced they will be shipping semi-defective Navi10 GPU dies in Q1 2021. Nvidia has disclosed they sold G102 products to crypto-currency mining organisations in 2020. These kinds of sales do occur on regular basis, but it appears Nvidia and Radeon would prefer the bulk of orders to go directly to them e.g., bypassing the retail segments. It is public information that Radeon is going to be fully transitioning from RDNA1 to RDNA2 products for OEMs and Notebooks segments. Therefore, these products are expected to see rapid replacements; RX 5500M, RX 5300M, OEM RX 5500, Retail RX 5500XT. They are tied into Apple and OEM contracts and I am expecting some sort of CES 2021 announcement about these entry level products. The 2nd batch of products tied into contracts is the RX 5600M, OEM RX 5600 and Retail RX 5600XT, hopefully these should get launched after CES 2021. Finally, RX 6700 and RX 6700XT may not get announced at CES 2021, since AMD and AIBs may wish to sell as many RX 6800 Series GPUs as possible prior nerfing NAVI21 sales with the RX 6700 Series. There does appear to be steady flow of Navi21 Series GPUs into Mindfactory.de and I have had quite a few opportunities to buy an overpriced Navi21 gaming GPU in the UK now (about £230 over MSRP). As a positive trend from the past, the Radeon Division has been able to raise production of gaming GPUs by 20% in a single year to meet higher demand and 8% the following year, again to meet higher demand. Therefore, once Radeon gets past its new product launch dates and has depleted its old inventory there is a strong expectation of better unit volumes at retailers. On the Nvidia side, looking at the salvaged GPU die proportion from retail sales data for GA104 products; the current rate of salvaged products is 27.5% being RTX 3060 Tis versus the full product proportion being RTX 3070s at 72.5% (Mindfactory.de). This is part of Nvidia’s push to get more GPU dies products to AIBs, I expect the trend of salvaged GPUs die products to proliferate for Nvidia this year. This will be a necessary step, since rebuilding inventory levels will be restricted by the need to launch a full range of Notebook products by Q2 2021. Notebook system integrators do purchase huge volumes of GPU dies over the course of two quarters! Therefore, I do expect a lot of salvaged GPU dies products for the custom DIY segment over 2021 will be Nvidia’s main method of managing inventory tightness! But, as with all salvaged GPU die products their supply will be unreliable in higher volume. Unfortunately, for consumers Nvidia and Radeon have seen a spike in demand whilst both companies are in the middle of new product launches and the depletion of their older inventory. When Radeon has completed its new product launches, it is expected they will be more focused on meeting the higher demand for gaming GPUs. Lastly, Intel will be launching new CPU generation (Tiger Lake) and entering the discrete gaming GPU (Xe) segment this year, but Intel has the best marketing minds in the world, and everyone will be impressed with both products. Notes. I have created a Subreddit with my Reddit Posts RadeonGPUs, which is open for Redditors to do their own Posts as well, please consider subscribing should you find the Posts there helpful or interesting!
With CES 2021 starting next week, I thought a short post on trends that would generate some interesting reading material for tech enthusiasts on various subreddits. Firstly, whenever AMD stays on the same node for their CPUs, the normal retail strategy will be killed off to meet datacentre purchases of server CPUs. This is to say, datacentre CPU certifications and validations process from system integrators can take up to 6 months! Whilst retail certification and validation is about AMD’s own retail warranty scheme; they can launch very quickly in comparison to the datacentre. Zen 2 is on 7nm and Zen 3 is on 7nm, which cause a lot scheduling issues to meet demand. For Zen 2 there is a schedule of datacentre business needed to be fulfilled into Q1 2021. Zen3 in the datacentre as a lot of delayed orders, whilst a lot of third-party companies are still doing their own certifications and validations for their datacentre products. Consequently, you have the current staggered Zen 3 launch, with most popular retail SKUs missing from release: like the Ryzen 7 5700X and Ryzen 5 5600. Secondly, the Zen 2 production is shutting down as we approach the full Zen 3 validation and certification status, which causes the outgoing generation to see prices rises as supply of it diminishes. As a trend, for CPUs, Zen 2 will disappear rapidly, and 2nd hand product prices may remain strong for current owners over the next few years as it is the optimal upgrade for X370 and B350 chipset motherboards. Another trend, with certification and validation for the datacentre completed there will be a fuller release of the most popular retail SKUs for Ryzen in Q1 2021. The final trend is Zen 4 will not be a repeat of Zen 3, since Zen 4 will be on a different node and their will be a normal retail strategy for that product launch. The main issues for GPU gaming supply in 2020 was undoubtable caused by an uptick in demand in places like China and the surrounding nations where the factories for making gaming GPUs are located. Should purchases go up by a mere 10%, in the nation’s closest to the factories, it will cause a shortage of supply by 10% for those unlucky consumers at end of the shipping lanes! Looking at sold units at Mindfactory.de from 4 weeks in July versus 4 weeks December there is a clear shortfall in units being sold to consumers due to supply shortages at the end of the shipping lane. 4 Weeks July Radeon Units 3930 = 100% December Radeon Units 3590 = 91.13%, -8.65 July Nvidia Units 7630 Units = 100% December Nvidia 6755 Units = 88.53%, -11.47 Obviously, sales are up by 10% in Asian countries closest to the factories and sales are down by 10% in places at end of shipping lanes (far away from those factories). That is the trade off, for getting gaming GPUs on average at lower prices normally, but it is at the risk that those closest to factories will be better off should demand for those products spike anywhere. Despite the recent climbs in crypto-currency prices and recent jump in Ethereum values; claims about another mining boom are largely unfounded. It is true Ethereum has reached $1235 per 1Eth, which is close to its peak value in 2018 of $1359 per 1Eth. However, since 2018, the Ethereum Network has reduced block rewards given to miners from 5Eth to 2Eth per solution found. In effect, miners would need to gamble on a runaway price escalation up to $2174 per 1Eth to start another GPU buying frenzy. However, there has been an obsoleting Bitmain’s ASIC hardware for Ethereum mining, that has necessitated the purchase of new GPUs by various crypto-currency organisations from October 2020 onwards. Furthermore, 4GB gaming GPUs are expected to fully disappear from the Ethereum network soon and again those are currently being replaced. The Radeon Division has already announced they will be shipping semi-defective Navi10 GPU dies in Q1 2021. Nvidia has disclosed they sold G102 products to crypto-currency mining organisations in 2020. These kinds of sales do occur on regular basis, but it appears Nvidia and Radeon would prefer the bulk of orders to go directly to them e.g., bypassing the retail segments. It is public information that Radeon is going to be fully transitioning from RDNA1 to RDNA2 products for OEMs and Notebooks segments. Therefore, these products are expected to see rapid replacements; RX 5500M, RX 5300M, OEM RX 5500, Retail RX 5500XT. They are tied into Apple and OEM contracts and I am expecting some sort of CES 2021 announcement about these entry level products. The 2nd batch of products tied into contracts is the RX 5600M, OEM RX 5600 and Retail RX 5600XT, hopefully these should get launched after CES 2021. Finally, RX 6700 and RX 6700XT may not get announced at CES 2021, since AMD and AIBs may wish to sell as many RX 6800 Series GPUs as possible prior nerfing NAVI21 sales with the RX 6700 Series. There does appear to be steady flow of Navi21 Series GPUs into Mindfactory.de and I have had quite a few opportunities to buy an overpriced Navi21 gaming GPU in the UK now (about £230 over MSRP). As a positive trend from the past, the Radeon Division has been able to raise production of gaming GPUs by 20% in a single year to meet higher demand and 8% the following year, again to meet higher demand. Therefore, once Radeon gets past its new product launch dates and has depleted its old inventory there is a strong expectation of better unit volumes at retailers. On the Nvidia side, looking at the salvaged GPU die proportion from retail sales data for GA104 products; the current rate of salvaged products is 27.5% being RTX 3060 Tis versus the full product proportion being RTX 3070s at 72.5% (Mindfactory.de). This is part of Nvidia’s push to get more GPU dies products to AIBs, I expect the trend of salvaged GPUs die products to proliferate for Nvidia this year. This will be a necessary step, since rebuilding inventory levels will be restricted by the need to launch a full range of Notebook products by Q2 2021. Notebook system integrators do purchase huge volumes of GPU dies over the course of two quarters! Therefore, I do expect a lot of salvaged GPU dies products for the custom DIY segment over 2021 will be Nvidia’s main method of managing inventory tightness! But, as with all salvaged GPU die products their supply will be unreliable in higher volume. Unfortunately, for consumers Nvidia and Radeon have seen a spike in demand whilst both companies are in the middle of new product launches and the depletion of their older inventory. When Radeon has completed its new product launches, it is expected they will be more focused on meeting the higher demand for gaming GPUs. Lastly, Intel will be launching new CPU generation (Tiger Lake) and entering the discrete gaming GPU (Xe) segment this year, but Intel has the best marketing minds in the world, and everyone will be impressed with both products. Notes. I have created a Subreddit with my Reddit Posts RadeonGPUs, which is open for Redditors to do their own Posts as well, please consider subscribing should you find the Posts there helpful or interesting!
Hi Guys, Wasn't sure if this should go in the FIRE UK sub or Personal finance, but settled for this sub. This post is less about getting out of a bad situation and more about me beginning to build a plan for my future and becoming financially comfortable whilst building a bit of wealth. My current situation: -27 y/o male from south coast -60k salary -Living at home saving £1500-£1800 per month for a deposit ( with girlfriend on lower income around 20k ssaving £400ish ) -Currently at around £23k deposit savings -Deposit savings split between a maxed out HL LISA (yearly 4k amount for bonus) and crappy Cash ISA -£15k in previous employer pension -New employer have not enrolled on to pension scheme yet but plan on doing 7% matched after probation -Around £5k in Crypto, up and down like a yoyo so this is more of a gamble I know but I spent the money back in 2017 so its of little risk to me now My Questions: - I've always been keen to maintain a good amount of pension contributions straight out of uni. That said does my deposit saving take priority over this and if I can get away with not contributing to my pension for the next 6 months say, do people recommend this in order to save more in the short term? -Once I get back to pension contributing as normal, I am really unsure what I should be putting in. Online calculators for retirements salaries seem to tell me different things, plus how do I really know what I want yearly when I retire? Do people tend to aim for north of a combined 10% contribution including employers or is it far higher? -As mentioned, I'm well aware I'm in quite a good position financially, and often want to be able to invest money, plus like a bit of a gamble. This is for a year down the line but once I have secured a deposit and bought a first property with my girlfriend, what should my next goals be? Continue to save (But for what?).../ Build equity in current property by renovations etc.../Save Save Save for that second property.../Invest monthly in stocks and shares?.. I guess all of this is because I want to be proactive with my money and have a somewhat clear plan for when I move out rather than just plodding along. Any advice is much appreciated, cheers :)
With CES 2021 starting next week, I thought a short post on trends that would generate some interesting reading material for tech enthusiasts on various subreddits. Firstly, whenever AMD stays on the same node for their CPUs, the normal retail strategy will be killed off to meet datacentre purchases of server CPUs. This is to say, datacentre CPU certifications and validations process from system integrators can take up to 6 months! Whilst retail certification and validation is about AMD’s own retail warranty scheme; they can launch very quickly in comparison to the datacentre. Zen 2 is on 7nm and Zen 3 is on 7nm, which cause a lot scheduling issues to meet demand. For Zen 2 there is a schedule of datacentre business needed to be fulfilled into Q1 2021. Zen3 in the datacentre as a lot of delayed orders, whilst a lot of third-party companies are still doing their own certifications and validations for their datacentre products. Consequently, you have the current staggered Zen 3 launch, with most popular retail SKUs missing from release: like the Ryzen 7 5700X and Ryzen 5 5600. Secondly, the Zen 2 production is shutting down as we approach the full Zen 3 validation and certification status, which causes the outgoing generation to see prices rises as supply of it diminishes. As a trend, for CPUs, Zen 2 will disappear rapidly, and 2nd hand product prices may remain strong for current owners over the next few years as it is the optimal upgrade for X370 and B350 chipset motherboards. Another trend, with certification and validation for the datacentre completed there will be a fuller release of the most popular retail SKUs for Ryzen in Q1 2021. The final trend is Zen 4 will not be a repeat of Zen 3, since Zen 4 will be on a different node and their will be a normal retail strategy for that product launch. The main issues for GPU gaming supply in 2020 was undoubtable caused by an uptick in demand in places like China and the surrounding nations where the factories for making gaming GPUs are located. Should purchases go up by a mere 10%, in the nation’s closest to the factories, it will cause a shortage of supply by 10% for those unlucky consumers at end of the shipping lanes! Looking at sold units at Mindfactory.de from 4 weeks in July versus 4 weeks December there is a clear shortfall in units being sold to consumers due to supply shortages at the end of the shipping lane. 4 Weeks July Radeon Units 3930 = 100% December Radeon Units 3590 = 91.13%, -8.65 July Nvidia Units 7630 Units = 100% December Nvidia 6755 Units = 88.53%, -11.47 Obviously, sales are up by 10% in Asian countries closest to the factories and sales are down by 10% in places at end of shipping lanes (far away from those factories). That is the trade off, for getting gaming GPUs on average at lower prices normally, but it is at the risk that those closest to factories will be better off should demand for those products spike anywhere. Despite the recent climbs in crypto-currency prices and recent jump in Ethereum values; claims about another mining boom are largely unfounded. It is true Ethereum has reached $1235 per 1Eth, which is close to its peak value in 2018 of $1359 per 1Eth. However, since 2018, the Ethereum Network has reduced block rewards given to miners from 5Eth to 2Eth per solution found. In effect, miners would need to gamble on a runaway price escalation up to $2174 per 1Eth to start another GPU buying frenzy. However, there has been an obsoleting Bitmain’s ASIC hardware for Ethereum mining, that has necessitated the purchase of new GPUs by various crypto-currency organisations from October 2020 onwards. Furthermore, 4GB gaming GPUs are expected to fully disappear from the Ethereum network soon and again those are currently being replaced. The Radeon Division has already announced they will be shipping semi-defective Navi10 GPU dies in Q1 2021. Nvidia has disclosed they sold G102 products to crypto-currency mining organisations in 2020. These kinds of sales do occur on regular basis, but it appears Nvidia and Radeon would prefer the bulk of orders to go directly to them e.g., bypassing the retail segments. It is public information that Radeon is going to be fully transitioning from RDNA1 to RDNA2 products for OEMs and Notebooks segments. Therefore, these products are expected to see rapid replacements; RX 5500M, RX 5300M, OEM RX 5500, Retail RX 5500XT. They are tied into Apple and OEM contracts and I am expecting some sort of CES 2021 announcement about these entry level products. The 2nd batch of products tied into contracts is the RX 5600M, OEM RX 5600 and Retail RX 5600XT, hopefully these should get launched after CES 2021. Finally, RX 6700 and RX 6700XT may not get announced at CES 2021, since AMD and AIBs may wish to sell as many RX 6800 Series GPUs as possible prior nerfing NAVI21 sales with the RX 6700 Series. There does appear to be steady flow of Navi21 Series GPUs into Mindfactory.de and I have had quite a few opportunities to buy an overpriced Navi21 gaming GPU in the UK now (about £230 over MSRP). As a positive trend from the past, the Radeon Division has been able to raise production of gaming GPUs by 20% in a single year to meet higher demand and 8% the following year, again to meet higher demand. Therefore, once Radeon gets past its new product launch dates and has depleted its old inventory there is a strong expectation of better unit volumes at retailers. On the Nvidia side, looking at the salvaged GPU die proportion from retail sales data for GA104 products; the current rate of salvaged products is 27.5% being RTX 3060 Tis versus the full product proportion being RTX 3070s at 72.5% (Mindfactory.de). This is part of Nvidia’s push to get more GPU dies products to AIBs, I expect the trend of salvaged GPUs die products to proliferate for Nvidia this year. This will be a necessary step, since rebuilding inventory levels will be restricted by the need to launch a full range of Notebook products by Q2 2021. Notebook system integrators do purchase huge volumes of GPU dies over the course of two quarters! Therefore, I do expect a lot of salvaged GPU dies products for the custom DIY segment over 2021 will be Nvidia’s main method of managing inventory tightness! But, as with all salvaged GPU die products their supply will be unreliable in higher volume. Unfortunately, for consumers Nvidia and Radeon have seen a spike in demand whilst both companies are in the middle of new product launches and the depletion of their older inventory. When Radeon has completed its new product launches, it is expected they will be more focused on meeting the higher demand for gaming GPUs. Lastly, Intel will be launching new CPU generation (Tiger Lake) and entering the discrete gaming GPU (Xe) segment this year, but Intel has the best marketing minds in the world, and everyone will be impressed with both products. Notes. I have created a Subreddit with my Reddit Posts RadeonGPUs, which is open for Redditors to do their own Posts as well, please consider subscribing should you find the Posts there helpful or interesting!
With CES 2021 starting next week, I thought a short post on trends that would generate some interesting reading material for tech enthusiasts on various subreddits. Firstly, whenever AMD stays on the same node for their CPUs, the normal retail strategy will be killed off to meet datacentre purchases of server CPUs. This is to say, datacentre CPU certifications and validations process from system integrators can take up to 6 months! Whilst retail certification and validation is about AMD’s own retail warranty scheme; they can launch very quickly in comparison to the datacentre. Zen 2 is on 7nm and Zen 3 is on 7nm, which cause a lot scheduling issues to meet demand. For Zen 2 there is a schedule of datacentre business needed to be fulfilled into Q1 2021. Zen3 in the datacentre as a lot of delayed orders, whilst a lot of third-party companies are still doing their own certifications and validations for their datacentre products. Consequently, you have the current staggered Zen 3 launch, with most popular retail SKUs missing from release: like the Ryzen 7 5700X and Ryzen 5 5600. Secondly, the Zen 2 production is shutting down as we approach the full Zen 3 validation and certification status, which causes the outgoing generation to see prices rises as supply of it diminishes. As a trend, for CPUs, Zen 2 will disappear rapidly, and 2nd hand product prices may remain strong for current owners over the next few years as it is the optimal upgrade for X370 and B350 chipset motherboards. Another trend, with certification and validation for the datacentre completed there will be a fuller release of the most popular retail SKUs for Ryzen in Q1 2021. The final trend is Zen 4 will not be a repeat of Zen 3, since Zen 4 will be on a different node and their will be a normal retail strategy for that product launch. The main issues for GPU gaming supply in 2020 was undoubtable caused by an uptick in demand in places like China and the surrounding nations where the factories for making gaming GPUs are located. Should purchases go up by a mere 10%, in the nation’s closest to the factories, it will cause a shortage of supply by 10% for those unlucky consumers at end of the shipping lanes! Looking at sold units at Mindfactory.de from 4 weeks in July versus 4 weeks December there is a clear shortfall in units being sold to consumers due to supply shortages at the end of the shipping lane. 4 Weeks July Radeon Units 3930 = 100% December Radeon Units 3590 = 91.13%, -8.65 July Nvidia Units 7630 Units = 100% December Nvidia 6755 Units = 88.53%, -11.47 Obviously, sales are up by 10% in Asian countries closest to the factories and sales are down by 10% in places at end of shipping lanes (far away from those factories). That is the trade off, for getting gaming GPUs on average at lower prices normally, but it is at the risk that those closest to factories will be better off should demand for those products spike anywhere. Despite the recent climbs in crypto-currency prices and recent jump in Ethereum values; claims about another mining boom are largely unfounded. It is true Ethereum has reached $1235 per 1Eth, which is close to its peak value in 2018 of $1359 per 1Eth. However, since 2018, the Ethereum Network has reduced block rewards given to miners from 5Eth to 2Eth per solution found. In effect, miners would need to gamble on a runaway price escalation up to $2174 per 1Eth to start another GPU buying frenzy. However, there has been an obsoleting Bitmain’s ASIC hardware for Ethereum mining, that has necessitated the purchase of new GPUs by various crypto-currency organisations from October 2020 onwards. Furthermore, 4GB gaming GPUs are expected to fully disappear from the Ethereum network soon and again those are currently being replaced. The Radeon Division has already announced they will be shipping semi-defective Navi10 GPU dies in Q1 2021. Nvidia has disclosed they sold G102 products to crypto-currency mining organisations in 2020. These kinds of sales do occur on regular basis, but it appears Nvidia and Radeon would prefer the bulk of orders to go directly to them e.g., bypassing the retail segments. It is public information that Radeon is going to be fully transitioning from RDNA1 to RDNA2 products for OEMs and Notebooks segments. Therefore, these products are expected to see rapid replacements; RX 5500M, RX 5300M, OEM RX 5500, Retail RX 5500XT. They are tied into Apple and OEM contracts and I am expecting some sort of CES 2021 announcement about these entry level products. The 2nd batch of products tied into contracts is the RX 5600M, OEM RX 5600 and Retail RX 5600XT, hopefully these should get launched after CES 2021. Finally, RX 6700 and RX 6700XT may not get announced at CES 2021, since AMD and AIBs may wish to sell as many RX 6800 Series GPUs as possible prior nerfing NAVI21 sales with the RX 6700 Series. There does appear to be steady flow of Navi21 Series GPUs into Mindfactory.de and I have had quite a few opportunities to buy an overpriced Navi21 gaming GPU in the UK now (about £230 over MSRP). As a positive trend from the past, the Radeon Division has been able to raise production of gaming GPUs by 20% in a single year to meet higher demand and 8% the following year, again to meet higher demand. Therefore, once Radeon gets past its new product launch dates and has depleted its old inventory there is a strong expectation of better unit volumes at retailers. On the Nvidia side, looking at the salvaged GPU die proportion from retail sales data for GA104 products; the current rate of salvaged products is 27.5% being RTX 3060 Tis versus the full product proportion being RTX 3070s at 72.5% (Mindfactory.de). This is part of Nvidia’s push to get more GPU dies products to AIBs, I expect the trend of salvaged GPUs die products to proliferate for Nvidia this year. This will be a necessary step, since rebuilding inventory levels will be restricted by the need to launch a full range of Notebook products by Q2 2021. Notebook system integrators do purchase huge volumes of GPU dies over the course of two quarters! Therefore, I do expect a lot of salvaged GPU dies products for the custom DIY segment over 2021 will be Nvidia’s main method of managing inventory tightness! But, as with all salvaged GPU die products their supply will be unreliable in higher volume. Unfortunately, for consumers Nvidia and Radeon have seen a spike in demand whilst both companies are in the middle of new product launches and the depletion of their older inventory. When Radeon has completed its new product launches, it is expected they will be more focused on meeting the higher demand for gaming GPUs. Lastly, Intel will be launching new CPU generation (Tiger Lake) and entering the discrete gaming GPU (Xe) segment this year, but Intel has the best marketing minds in the world, and everyone will be impressed with both products. Notes. I have created a Subreddit with my Reddit Posts RadeonGPUs, which is open for Redditors to do their own Posts as well, please consider subscribing should you find the Posts there helpful or interesting!
This won't include everything you can do, Some stuff I just don't think is worth it. I also won't include stuff that I personally haven't done or stuff I have had problems with getting the money. This will be pretty long but if you are new to this it is a pretty simple way to earn some cash We are basically building up a pot of cash to matched bet So if I have £0 this is what I would do to get to £1000 Make a new email so you are not spammed with crap, There will be a lot of offers/Cashback i have missed I would advise that when you sign up to these sites, etc and you get the hang of things you check for yourself to see what else they offer as there is a lot to do. Best Offer - Xendpay £10 Bonus| Non-Ref (No Bonus) - See near bottom of post for details Best GPT Site -GG2U ($1 Bonus ) |Non-Ref (No Bonus) Matched Betting - OddsMonkey (£1 Two Weeks Premium | Non-Ref I have also not put in any games that you can do as normally the payout for these change all the time but I would recommend checking what pays the most for them and then google a guide etc to see how long it would take as some can pay good, Normally on these games it speeds it uploads if you buy a pack on the game but if you are going to do this make sure you will still profit from the offer and you buy a pack which will speed it up instantly I done a game before that paid £30, bought a £5 pack and it was done instantly tho that offer is not on these GPT Sites anymore If you are going to lie when doing surveys etc make sure you remember what profile you are making etc and use it across all the sites that way its easier but I would recommend just being honest Start by signing up to these sites Neevo
Sign up and create your account, Make sure emails are not going to spam and log in every few days to see if you have tasks
Create your profile, Once you do this click assessments and take the UHRS Test... Make sure you read everything start the quiz and pass it (It's not that hard ) You can also do some of the surveys and task on the normal page to earn some extra money
Different to the above sites, It's more like a part-time job/Full-time job but as you agree to work a minimum of 10 hours per week when you get accepted to a project - Normal Jobs pay $14 per hour but you can get jobs paying $25 per hour ( I never had these )
I would only sign up here if you are looking for more long term online work/part-time, Currently, some of the projects are a little dead but well still worth applying here
Create your account and make sure it is completed to 100%, I recommend keeping a tab of the Study page open so you can grab them right away
I would sign up to the sites above as it can take a few days (weeks for to appen) to get anything through Then do the following ( Starting with £0) 0-£50 Curve £5 Bonus | Non-Ref ( No Bonus ) Use My Code - DOXPRY3D I don't think you get a bonus with no code, This is a mobile app so search for it in-app store Sign up, Verify your account and order your card, To get the bonus you need to make a payment with the card, You are going to use this when you do your first gambling offer so that way you are maximizing your profits Qmee (50p Bonus) | Non-ref ( No Bonus )
Sign up through my link and you will get 50p bonus for doing a survey, You can then instantly cash out the 50p
Do a survey till you reach £2 in your account and cashout ( I personally advise you don't use this site other than for this bonus unless the surveys are offering a decent amount )
Now you have £2, Do the following offers - I'm not allowed to post my link or the post will be taken down First, do this offer - https://www.reddit.com/beermoneyuk/comments/gbh0te/freetrade_megathread_free_mystery_share_worth/ Then do this offers - https://www.reddit.com/beermoneyuk/comments/fqjeal/trading212_megathread_free_share_worth_up_to_100/ You need to sign up through someone's link, Create and verify your account and deposit £1, This will then get you a free random share between £3-£80, then free trade is £3-£200 Id appreciate it If you used my Trading212 Link, Its in that thread :) Now it takes time to get your money from these, Trading212 is 30 days and free trade is 7 days but you can see what shares you got and their value ------ Now this is a very easy one to do but I'm, not 100% sure what you will get from it so I have no included this amount Sign up to Coinbase Earn Link - https://www.reddit.com/beermoneyuk/comments/jce62t/coinbase_megathread_post_all_referral_links_here/ I would really appreciate it if you signed up through my commented link on the post. This is a great offer to start, I helped someone do this recently and they got around £26 fees and withdraw tho you could get accepted into more or get a little less, All you need is ID to verify your account then click on Coinbase Earn at the top and try to do each lesson, The answers are very easy to get or you could just google them Then do the Swagbucks bonus Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus ) To get around £4 Bonus we need to earn 300SB within 30 days, Do these two offers, Click on Discover then the following offer walls AyeT- CyberGhost VPN Free Trial - 54SB Adgem - Norton VPN Free Trial - 70SB Also, install the Swagbutton, We both get a 100SB bonus, Go to and the Swagbucks home page, Left side of the page under "To-Do List " Click daily activity and it will take you to the install Now do surveys till you get to the 300SB Limit or you can click into discover and do the little offers like above, So you can speed it up normally these little offers pay the same or there is very little difference from Swagbucks to other sites - GG2U ($1 BONUS)| non-ref ( No Bonus)
Sign up and fill out your profile, Now click on Surveys and do either the $1 Yoursurveys or $1.25 Speak up Surveys
Create your account and make sure it is completed to 100%, I recommend keeping a tab of the Study page open so you can grab them right away
Populus Live
These pay monthly but now they pay by bank transfer, Can get high paying surveys from these guys but you need to hit £50 to get a payout
------- OhMyDosh £1 Bonus| Non-Ref (No Bonus) Sign up here. Click on Surveys on the left-hand side and sign up through here to Panelbase, They pay £0.80 for this as signing up normally you get £0 Timebucks(I think $1 bonus) | Non-Ref ( No Bonus )
The higher-paying surveys on here are under RevenueWall and Flapbucks
Most I've had on Flapbucks was a £6 one and Revenuewall was £4 ( Don't do any under $1)
Keep open your Prolific tab and keep going at the GG2U $1/$1.25 Surveys, If you start running into being kicked out of them, I would move to Timebucks and give them a try on there, They pay less but me personally I have had more luck on there PopulusLive will email you surveys and so should panel base but you could sign in and check what you have After building up survey money ( £50 ), Do the following offers... In between doing these offers, you should still be doing surveys, or if you have a task on neevo/clickworkers even better. (£50-£150) MrQ| non-ref ( No free spins could be wrong tho )
Deposit £10 also verify your number, You will get 10/20 free spins, Once you have used these go to Bingo and then "Free For All" This will give you 24 hours of free bingo. Try and make sure you play every free ticket to get the most money, It's every 2 hours from 9 am - 10 pm. Plays for an hour then 2-hour break
Once you have played all your free bingo, Withdraw your £10 deposit and all your winnings from the spins and bingo
Now go back to GG2U ($1 BONUS)| non-ref ( No Bonus) Click into "Offertoro" The offer you are looking for is "Gala Bingo " and it will pay 3050.00 cent ( Around £24.50) You need to sign up and deposit £5 on Gala Bingo and just wager the £5, So just buy £5 of bingo tickets... If you win any money great but I would just count this as a £5 loss to gain the £24.50 on GG27 Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus ) Click into "Discover" on the left-hand side of the homepage, Then click into featured offers and do the Lottoland - 1300SB - Click the offer and it will take you to the sign-up and will cost £1 ( Make sure auto-renewal isn't on ) Quidco - REF ( £5 Bonus ) | NON-REF ( NO BONUS ) You get the £5 bonus once you reach the £5 cashback
Once you have signed up search " MyHeritage" and take the £6.50 cashback for taking the free trial... Remember to cancel so you don't get charged.
TopCashBack - REF (£5 BONUS ) | NON-REF( No Bonus) You get the £5 Bonus once you reach £10 confirmed cashback
SearchLoto - £0.82 - Create your account, Make 25 Searched, and use Free Ticket.
Experian - £3 - Sign up for a new account
Graze - £2.47, Order your first box then cancel when it arrives
Totally Money - £2.10 - Make an account and get a free credit report
Tastecard - £3.30 - Free 2 Months trial
Now go back to OhMyDosh £1 Bonus| Non-Ref (No Bonus) Now do the following offers
Gambing> Then William Hill Casino (£40 cashback)
Click on the offer and make your account and deposit £10, Pick a game you want to play and either just do 20 auto-spins at 50p or do what you want just make sure you wager the full £10, So put it on auto spin so that when the auto spins end you have wagered £10
-- (£150-£300 Xendpay (£10 Bonus | non-ref( No bonus ) You are going to use £101 to do this offer, Sign up through my link and verify your account. Now you want to make a £101 transfer to yourself (Your other bank account) You will do pounds to euro, It will ask for a fee, Click on it and enter 0.00... Now input your other bank details, Then your card or you can make a bank transfer to them, Once you've done this it will unlock £10 for you, Repeat the above but this time do £10.01 and it will only cost you 0.01 ( Money should hit your other account in 2-4 days) I would still be doing surveys but what i would do also is go through the Survey sites/Cashback sites and check all the offers they have even the little ones that you might only make £1 as you can normally do these really fast and I would just keep doing this stuff till I hit £300 £300+ Start Match Betting I would start by using a service like Oddmonkey Ref- Non-Ref You will get 2 weeks premium for £1 Follow everything they tell you and you can't go wrong, If you have never had a gambling account before there is really good money to be made right away as you can do every offer but what you want to do is, For example, they tell you to make a Betfair account ( they will ) Check the Survey sites or Cashback sites and see which one will pay you the most for making a Betfair account (Sportsbook or Exchange ) If they are offering the Betfair Poker offer on cashback take that as its normally more profit than the other two if not just take one of the sportsbook or exchange ones in between doing match betting, I would still be doing the surveys, etc nothing changes, As you could run out of money doing the matched betting, and doing the surveys is a great way to keep yourself generating the cash -- Now there is a lot of offers I didn't post, So once you have made enough money you were happy with I would then come back on this subreddit and check which offers are worthwhile doing. Don't do the dumb ones where your money is tied up for 6 months and you get £10 back Because the way the world is right now no one knows if these companies will last and it's not a very good return on your money, Normally crypto offers are good for easy money but NEVER sign up to some dodgy site even if the reward looks good it just isn't worth the hassle
How To Make £1000 Starting From £0 (Newcomers Guide)
This won't include everything you can do, Some stuff I just don't think is worth it. I also won't include stuff that I personally haven't done or stuff I have had problems with getting the money. This will be pretty long but if you are new to this it is a pretty simple way to earn some cash We are basically building up a pot of cash to matched bet So if I have £0 this is what I would do to get to £1000 Make a new email so you are not spammed with crap, There will be a lot of offers/Cashback i have missed I would advise that when you sign up to these sites, etc and you get the hang of things you check for yourself to see what else they offer as there is a lot to do. Best Offer - Xendpay £10 Bonus| Non-Ref (No Bonus) - See near bottom of post for details Best GPT Site -GG2U ($1 Bonus ) |Non-Ref (No Bonus) Matched Betting - OddsMonkey (£1 Two Weeks Premium | Non-Ref I have also not put in any games that you can do as normally the payout for these change all the time but I would recommend checking what pays the most for them and then google a guide etc to see how long it would take as some can pay good, Normally on these games it speeds it uploads if you buy a pack on the game but if you are going to do this make sure you will still profit from the offer and you buy a pack which will speed it up instantly I done a game before that paid £30, bought a £5 pack and it was done instantly tho that offer is not on these GPT Sites anymore If you are going to lie when doing surveys etc make sure you remember what profile you are making etc and use it across all the sites that way its easier but I would recommend just being honest Start by signing up to these sites Neevo
Sign up and create your account, Make sure emails are not going to spam and log in every few days to see if you have tasks
Create your profile, Once you do this click assessments and take the UHRS Test... Make sure you read everything start the quiz and pass it (It's not that hard ) You can also do some of the surveys and task on the normal page to earn some extra money
Different to the above sites, It's more like a part-time job/Full-time job but as you agree to work a minimum of 10 hours per week when you get accepted to a project - Normal Jobs pay $14 per hour but you can get jobs paying $25 per hour ( I never had these )
I would only sign up here if you are looking for more long term online work/part-time, Currently, some of the projects are a little dead but well still worth applying here
Create your account and make sure it is completed to 100%, I recommend keeping a tab of the Study page open so you can grab them right away
I would sign up to the sites above as it can take a few days (weeks for to appen) to get anything through Then do the following ( Starting with £0) 0-£50 Curve £5 Bonus | Non-Ref ( No Bonus ) Use My Code - DOXPRY3D I don't think you get a bonus with no code, This is a mobile app so search for it in-app store Sign up, Verify your account and order your card, To get the bonus you need to make a payment with the card, You are going to use this when you do your first gambling offer so that way you are maximizing your profits Qmee (50p Bonus) | Non-ref ( No Bonus )
Sign up through my link and you will get 50p bonus for doing a survey, You can then instantly cash out the 50p
Do a survey till you reach £2 in your account and cashout ( I personally advise you don't use this site other than for this bonus unless the surveys are offering a decent amount )
Now you have £2, Do the following offers - I'm not allowed to post my link or the post will be taken down First, do this offer - https://www.reddit.com/beermoneyuk/comments/gbh0te/freetrade_megathread_free_mystery_share_worth/ Then do this offers - https://www.reddit.com/beermoneyuk/comments/fqjeal/trading212_megathread_free_share_worth_up_to_100/ You need to sign up through someone's link, Create and verify your account and deposit £1, This will then get you a free random share between £3-£80, then free trade is £3-£200 Id appreciate it If you used my Trading212 Link, Its in that thread :) Now it takes time to get your money from these, Trading212 is 30 days and free trade is 7 days but you can see what shares you got and their value ------ Now this is a very easy one to do but I'm, not 100% sure what you will get from it so I have no included this amount Sign up to Coinbase Earn Link - https://www.reddit.com/beermoneyuk/comments/jce62t/coinbase_megathread_post_all_referral_links_here/ I would really appreciate it if you signed up through my commented link on the post. This is a great offer to start, I helped someone do this recently and they got around £26 fees and withdraw tho you could get accepted into more or get a little less, All you need is ID to verify your account then click on Coinbase Earn at the top and try to do each lesson, The answers are very easy to get or you could just google them Then do the Swagbucks bonus Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus ) To get around £4 Bonus we need to earn 300SB within 30 days, Do these two offers, Click on Discover then the following offer walls AyeT- CyberGhost VPN Free Trial - 54SB Adgem - Norton VPN Free Trial - 70SB Also, install the Swagbutton, We both get a 100SB bonus, Go to and the Swagbucks home page, Left side of the page under "To-Do List " Click daily activity and it will take you to the install Now do surveys till you get to the 300SB Limit or you can click into discover and do the little offers like above, So you can speed it up normally these little offers pay the same or there is very little difference from Swagbucks to other sites - GG2U ($1 BONUS)| non-ref ( No Bonus)
Sign up and fill out your profile, Now click on Surveys and do either the $1 Yoursurveys or $1.25 Speak up Surveys
Create your account and make sure it is completed to 100%, I recommend keeping a tab of the Study page open so you can grab them right away
Populus Live
These pay monthly but now they pay by bank transfer, Can get high paying surveys from these guys but you need to hit £50 to get a payout
------- OhMyDosh £1 Bonus| Non-Ref (No Bonus) Sign up here. Click on Surveys on the left-hand side and sign up through here to Panelbase, They pay £0.80 for this as signing up normally you get £0 Timebucks(I think $1 bonus) | Non-Ref ( No Bonus )
The higher-paying surveys on here are under RevenueWall and Flapbucks
Most I've had on Flapbucks was a £6 one and Revenuewall was £4 ( Don't do any under $1)
Keep open your Prolific tab and keep going at the GG2U $1/$1.25 Surveys, If you start running into being kicked out of them, I would move to Timebucks and give them a try on there, They pay less but me personally I have had more luck on there PopulusLive will email you surveys and so should panel base but you could sign in and check what you have After building up survey money ( £50 ), Do the following offers... In between doing these offers, you should still be doing surveys, or if you have a task on neevo/clickworkers even better. (£50-£150) MrQ| non-ref ( No free spins could be wrong tho )
Deposit £10 also verify your number, You will get 10/20 free spins, Once you have used these go to Bingo and then "Free For All" This will give you 24 hours of free bingo. Try and make sure you play every free ticket to get the most money, It's every 2 hours from 9 am - 10 pm. Plays for an hour then 2-hour break
Once you have played all your free bingo, Withdraw your £10 deposit and all your winnings from the spins and bingo
Now go back to GG2U ($1 BONUS)| non-ref ( No Bonus) Click into "Offertoro" The offer you are looking for is "Gala Bingo " and it will pay 3050.00 cent ( Around £24.50) You need to sign up and deposit £5 on Gala Bingo and just wager the £5, So just buy £5 of bingo tickets... If you win any money great but I would just count this as a £5 loss to gain the £24.50 on GG27 Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus ) Click into "Discover" on the left-hand side of the homepage, Then click into featured offers and do the Lottoland - 1300SB - Click the offer and it will take you to the sign-up and will cost £1 ( Make sure auto-renewal isn't on ) Quidco - REF ( £5 Bonus ) | NON-REF ( NO BONUS ) You get the £5 bonus once you reach the £5 cashback
Once you have signed up search " MyHeritage" and take the £6.50 cashback for taking the free trial... Remember to cancel so you don't get charged.
TopCashBack - REF (£5 BONUS ) | NON-REF( No Bonus) You get the £5 Bonus once you reach £10 confirmed cashback
SearchLoto - £0.82 - Create your account, Make 25 Searched, and use Free Ticket.
Experian - £3 - Sign up for a new account
Graze - £2.47, Order your first box then cancel when it arrives
Totally Money - £2.10 - Make an account and get a free credit report
Tastecard - £3.30 - Free 2 Months trial
Now go back to OhMyDosh £1 Bonus| Non-Ref (No Bonus) Now do the following offers
Gambing> Then William Hill Casino (£40 cashback)
Click on the offer and make your account and deposit £10, Pick a game you want to play and either just do 20 auto-spins at 50p or do what you want just make sure you wager the full £10, So put it on auto spin so that when the auto spins end you have wagered £10
-- (£150-£300 Xendpay (£10 Bonus | non-ref( No bonus ) You are going to use £101 to do this offer, Sign up through my link and verify your account. Now you want to make a £101 transfer to yourself (Your other bank account) You will do pounds to euro, It will ask for a fee, Click on it and enter 0.00... Now input your other bank details, Then your card or you can make a bank transfer to them, Once you've done this it will unlock £10 for you, Repeat the above but this time do £10.01 and it will only cost you 0.01 ( Money should hit your other account in 2-4 days) I would still be doing surveys but what I would do also is go through the Survey sites/Cashback sites and check all the offers they have even the little ones that you might only make £1 as you can normally do these really fast and I would just keep doing this stuff till I hit £300 £300+ Start Match Betting I would start by using a service like Oddmonkey Ref- Non-Ref You will get 2 weeks premium for £1 Follow everything they tell you and you can't go wrong, If you have never had a gambling account before there is really good money to be made right away as you can do every offer but what you want to do is, For example, they tell you to make a Betfair account ( they will ) Check the Survey sites or Cashback sites and see which one will pay you the most for making a Betfair account (Sportsbook or Exchange ) If they are offering the Betfair Poker offer on cashback take that as its normally more profit than the other two if not just take one of the sportsbook or exchange ones in between doing match betting, I would still be doing the surveys, etc nothing changes, As you could run out of money doing the matched betting, and doing the surveys is a great way to keep yourself generating the cash -- Now there is a lot of offers I didn't post, So once you have made enough money you were happy with I would then come back on this subreddit and check which offers are worthwhile doing. Don't do the dumb ones where your money is tied up for 6 months and you get £10 back Because the way the world is right now no one knows if these companies will last and it's not a very good return on your money, Normally crypto offers are good for easy money but NEVER sign up to some dodgy site even if the reward looks good it just isn't worth the hassle
This is a list of sites where you can bet on politics. Please feel free suggest more sites in the comments section and they will be added to the list. Although numerous bookmakers and more traditional gambling sites accept bets on some political outcomes, they almost always give worse odds than betting exchanges or prediction markets. *** all sites below are listed only for informational purposes. use at your own risk. information may be outdated or inaccurate. please conduct your own diligence before depositing money with any of them **\*
Outside USA:
betfair (betting exchange, commission 5% of net winnings per market UK / 6.5% most of rest of world)
smarkets (betting exchange, commission 2% of net winnings per market, 10 GBP flat per withdrawal)
USA:
Iowa Electronic Markets (prediction market, $500 limit per contract, one time $5 signup fee, commission free)
PredictIt (prediction market, $850 limit per contract, commission 10% of net winnings per market + 5% of total withdrawal amount)
This won't include everything you can do, Some stuff i just don't think are worth it.. I also wont include stuff that i personally haven't done or stuff i have had problems with getting the money. This will be pretty long but if you are new to this it is a pretty simple way to earn some cash We are basically building up a pot of cash to matched bet So if I have £0 this is what i would do to get to £1000 Make a new email so you are not spammed with crap, There will be a lot of offers/Cashback i have missed I would advise that when you sign up to these sites, etc and you get the hang of things you check for yourself to see what else they offer as there is a lot to do. Best Offer - Xendpay £10 Bonus| Non-Ref (No Bonus) - See near bottom of post for details Best GPT Site -GG2U ($1 Bonus ) |Non-Ref (No Bonus) Matched Betting - OddsMonkey (£1 Two Weeks Premium | Non-Ref I have also not put in any games that you can do as normally the payout for these change all the time but I would recommend checking what pays the most for them and then google a guide etc to see how long it would take as some can pay good, Normally on these games it speeds it uploads if you buy a pack on the game but if you are going to do this make sure you will still profit from the offer and you buy a pack which will speed it up instantly I done a game before that paid £30, bought a £5 pack and it was done instantly tho that offer is not on these GPT Sites anymore If you are going to lie when doing surveys etc make sure you remember what profile you are making etc and use it across all the sites that way its easier but i would recommend just being honest Start by signing up to these sites Neevo
Sign up and create your account, Make sure emails are not going to spam, and login every few days to see if you have tasks
Create your profile, Once you do this click assessments and take the UHRS Test... Make sure you read everything start the quiz and pass it (It's not that hard ) You can also do some of the surveys and task on the normal page to earn some extra money
Different to the above sites, It's more like a part-time job/Full-time job but as you agree to work a minimum of 10 hours per week when you get accepted to a project - Normal Jobs pay $14 per hour but you can get jobs paying $25 per hour ( I never had these )
I would only sign up here if you are looking for more long term online work/part-time , Currently, some of the projects are a little dead but well still worth applying here
Create your account and make sure it is completed to 100%, I recommend keeping a tab of the Study page open so you can grab them right away
I would sign up to the sites above as it can take a few days (weeks for to appen) to get anything through Then do the following ( Starting with £0) 0-£50 Curve £5 Bonus | Non-Ref ( No Bonus ) Use My Code - DOXPRY3D I don't think you get a bonus with no code, This is a mobile app so search for it in-app store Sign up, Verify your account and order your card, To get the bonus you need to make a payment with the card, You are going to use this when you do your first gambling offer so that way you are maximizing your profits Qmee (50p Bonus) | Non-ref ( No Bonus )
Sign up through my link and you will get 50p bonus for doing a survey, You can then instantly cash out the 50p
Do a survey till you reach £2 in your account and cashout ( I personally advise you don't use this site other than for this bonus unless the surveys are offering a decent amount )
Now you have £2, Do the following offers - I'm not allowed to post my link or the post will be taken down First, do this offer - https://www.reddit.com/beermoneyuk/comments/gbh0te/freetrade_megathread_free_mystery_share_worth/ Then do this offers - https://www.reddit.com/beermoneyuk/comments/fqjeal/trading212_megathread_free_share_worth_up_to_100/ You need to sign up through someone's link, Create and verify your account and deposit £1, This will then get you a free random share between £3-£80, then free trade is £3-£200 Id appreciate it If you used my Trading212 Link, Its in that thread :) Now it takes time to get your money from these, Trading212 is 30 days and free trade is 7 days but you can see what shares you got and their value ------ Now this is a very easy one to do but I'm, not 100% sure what you will get from it so I have no included this amount Sign up to Coinbase Earn Link - https://www.reddit.com/beermoneyuk/comments/jce62t/coinbase_megathread_post_all_referral_links_here/ I would really appreciate it if you signed up through my commented link on the post. This is a great offer to start, I helped someone do this recently and they got around £26 fees and withdraw tho you could get accepted into more or get a little less, All you need is ID to verify your account then click on Coinbase Earn at the top and try to do each lesson, The answers are very easy to get or you could just google them Then do the Swagbucks bonus Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus ) To get around £4 Bonus we need to earn 300SB within 30 days, Do these two offers, Click on Discover then the following offer walls AyeT- CyberGhost VPN Free Trial - 54SB Adgem - Norton VPN Free Trial - 70SB Also, install the Swagbutton, We both get a 100SB bonus, Go to and the Swagbucks home page, Left side of the page under "To-Do List " Click daily activity and it will take you to the install Now do surveys till you get to the 300SB Limit or you can click into discover and do the little offers like above, So you can speed it up normally these little offers pay the same or there is very little difference from Swagbucks to other sites - GG2U ($1 BONUS)| non-ref ( No Bonus)
Sign up and fill out your profile, Now click on Surveys and do either the $1 Yoursurveys or $1.25 Speak up Surveys
Create your account and make sure it is completed to 100%, I recommend keeping a tab of the Study page open so you can grab them right away
Populus Live
These pay monthly but now they pay by bank transfer, Can get high paying surveys from these guys but you need to hit £50 to get a payout
------- OhMyDosh £1 Bonus| Non-Ref (No Bonus) Sign up here. Click on Surveys on the left hand side and sign up through here to Panelbase, They pay £0.80 for this as signing up normally you get £0 Timebucks(I think $1 bonus) | Non-Ref ( No Bonus )
The higher-paying surveys on here are under RevenueWall and Flapbucks
Most I've had on Flapbucks was a £6 one and Revenuewall was £4 ( Don't do any under $1)
Keep open your Prolific tab and keep going at the GG2U $1/$1.25 Surveys, If you start running into being kicked out of them, I would move to Timebucks and give them a try on there, They pay less but me personally I have had more luck on there PopulusLive will email you surveys and so should panel base but you could sign in and check what you have After building up survey money ( £50 ), Do the following offers... In between doing these offers, you should still be doing surveys, or if you have a task on neevo/clickworkers even better. (£50-£150) MrQ| non-ref ( No free spins could be wrong tho )
Deposit £10 also verify your number, You will get 10/20 free spins, Once you have used these go to Bingo and then "Free For All" This will give you 24 hours of free bingo. Try and make sure you play every free ticket to get the most money, It's every 2 hours from 9 am - 10 pm. Plays for an hour then 2-hour break
Once you have played all your free bingo, Withdraw your £10 deposit and all your winnings from the spins and bingo
Now go back to GG2U ($1 BONUS)| non-ref ( No Bonus) Click into "Offertoro" The offer you are looking for is "Gala Bingo " and it will pay 3050.00 cent ( Around £24.50) You need to sign up and deposit £5 on Gala Bingo and just wager the £5, So just buy £5 of bingo tickets... If you win any money great but I would just count this as a £5 loss to gain the £24.50 on GG27 Swagbucks ( Around £4 Bonus ) | non-ref ( No Bonus ) Click into "Discover" on the left-hand side of the homepage, Then click into featured offers and do the Lottoland - 1300SB - Click the offer and it will take you to the sign-up and will cost £1 ( Make sure auto-renewal isn't on ) Quidco - REF ( £5 Bonus ) | NON-REF ( NO BONUS ) You get the £5 bonus once you reach the £5 cashback
Once you have signed up search " MyHeritage" and take the £6.50 cashback for taking the free trial... Remember to cancel so you don't get charged.
TopCashBack - REF (£5 BONUS ) | NON-REF( No Bonus) You get the £5 Bonus once you reach £10 confirmed cashback
SearchLoto - £0.82 - Create your account, Make 25 Searched, and use Free Ticket.
Experian - £3 - Sign up for a new account
Graze - £2.47, Order your first box then cancel when it arrives
Totally Money - £2.10 - Make an account and get a free credit report
Tastecard - £3.30 - Free 2 Months trial
Now go back to OhMyDosh £1 Bonus| Non-Ref (No Bonus) Now do the following offers
Gambing> Then William Hill Casino (£40 cashback)
Click on the offer and make your account and deposit £10, Pick a game you want to play and either just do 20 auto-spins at 50p or do what you want just make sure you wager the full £10, So put it on auto spin so that when the auto spins end you have wagered £10
-- (£150-£300 Xendpay (£10 Bonus | non-ref( No bonus ) You are going to use £101 to do this offer, Sign up through my link and verify your account. Now you want to make a £101 transfer to yourself (Your other bank account) You will do pounds to euro, It will ask for a fee, Click on it and enter 0.00... Now input your other bank details, Then your card or you can make a bank transfer to them, Once you've done this it will unlock £10 for you, Repeat the above but this time do £10.01 and it will only cost you 0.01 ( Money should hit your other account in 2-4 days) I would still be doing surveys but what i would do also is go through the Survey sites/Cashback sites and check all the offers they have even the little ones that you might only make £1 as you can normally do these really fast and I would just keep doing this stuff till I hit £300 £300+ Start Match Betting I would start by using a service like Oddmonkey Ref- Non-Ref You will get 2 weeks premium for £1 Follow everything they tell you and you can't go wrong, If you have never had a gambling account before there is really good money to be made right away as you can do every offer but what you want to do is, For example, they tell you to make a Betfair account ( they will ) Check the Survey sites or Cashback sites and see which one will pay you the most for making a Betfair account (Sportsbook or Exchange ) If they are offering the Betfair Poker offer on cashback take that as its normally more profit than the other two if not just take one of the sportsbook or exchange ones in between doing match betting, I would still be doing the surveys, etc nothing changes, As you could run out of money doing the matched betting, and doing the surveys is a great way to keep yourself generating the cash -- Now there is a lot of offers I didn't post, So once you have made enough money you were happy with I would then come back on this subreddit and check which offers are worthwhile doing. Don't do the dumb ones where your money is tied up for 6 months and you get £10 back Because the way the world is right now no one knows if these companies will last and it's not a very good return on your money, Normally crypto offers are good for easy money but NEVER sign up to some dodgy site even if the reward looks good it just isn't worth the hassle
The CryptoGamblingNews.com team runs down a topsy-turvy year for the crypto gambling industry, including all-times highs and some familiar challenges. Bitcoin is close to an all-time high… but that’s not necessarily a good thing for casinos So much for Bitcoin’s move away from volatility. 2020 was a typically topsy-turvy year for the most valuable cryptocurrency, […] Crypto Gambling covers bitcoin, altcoin and trading discussions for people new to cryptocurrencies. Along with crypto wallets, gambling in different countries and bitcoin exchanges in different countries. This site is intended for people over the age of 18 that never gamble what they can’t afford to lose. There are a few things that set apart this type of gambling site from the ones which do not accept crypto, and that is licensing. In the beginning, it was near on impossible for any online gambling site to obtain a UK Gambling Commission licensee (and these are a “must-have” if you wish to lawfully accept UK customers) if they accepted Bitcoins or any other Cryptocurrency for that matter. So, gambling with crypto in the UK removes the frustration of deposits and withdrawals processing. FAQs . Are Crypto Sites legal in the UK? In the United Kingdom, any gaming enterprise must obtain a license from the UK Gambling Commission if they wish to offer their services to players in the country. By doing so, a platform becomes legal due to its regulation. Are UK Crypto Casinos Safe ... Gambling with digital and virtual currencies. Digital currencies are established forms of crypto logically secured currencies that are traded, and recognised by institutions like the Financial Conduct Authority and HMRC. Bitcoin is the most well-known. Author: William Terry Crypto coins have become a standard payment option. Naturally, online gambling with cryptocurrency is also increasing in popularity. Many gambling sites not on Gamstop UK are now allowing players to deposit using various methods. Additionally, the best crypto casino sites like 4 Crowns, BetOnline and Playhub are using Bitcoin and several other well-known cryptocurrencies. Crypto is like digital gold in so many senses. It’s mined through computation, it has a high value, and there’s only a limited supply of it. Since its appearance in 2019, it’s created a large market. So much so that it’s replacing the function of conventional currencies in certain areas. Consumer awareness is on the rise and it’s a growing medium of trade with many advantages ... Crypto gambling app. According to the latest statistics, about half of the traffic in gambling clubs comes from users who visit sites from mobile devices: smartphones and tablets. At the same time, just 2 years ago, this figure was at the level of 20-25%, and already in 2021, an increase of up to 65% is predicted. This clearly demonstrates the growing trend of mobile gambling, which no self ... We quizzed you on your UK crypto and gambling knowledge. Then we provided you with a few resources to read so that you can brush up on your knowledge. Then we posed a hypothetical question – what would your ideal gambling site look like if you had a magic wand? Then we gave you a few ideas of what our dream site would have. The most important thing on this page, though, is the recommended ... UK Health Secretary Matt Hancock was also pleased with the news, saying that one of the key objectives of his stint was to ensure that the National Health Service (NHS) receives enough funding to address this concern. The crypto community has also rallied and come together to participate in various charitable undertakings, including the Crypto vs COVID-19 initiative designed to assist first ...
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